Max Loan Calculator (TDSR)
Calculate your maximum property loan based on the MAS 55% TDSR limit.
Application Type
Applicant Profile
Yrs
S$
S$
*A 30% haircut is automatically applied to all variable income.
S$
Loan Details
Yrs
Auto-calculated (capped at 30 years max, repaid by age 65) — joint applications use an income-weighted average age.
%
MAS's current TDSR stress-test floor rate — may be revised periodically.
%
Max bank LTV is typically 75% for a first housing loan (lower for a 2nd/subsequent loan, or a longer tenure) — adjust to match your situation.
Max Loan Amount
S$0
Max Purchase Price
S$ 0
Loan Tenure
0 Yrs
Monthly Installment
S$ 0
Estimate only, using MAS's current TDSR stress-test floor rate and a standard LTV assumption — not a substitute for your bank's actual credit assessment.