TDSR Calculator
Your maximum home loan under MAS's Total Debt Servicing Ratio — from income, existing debts, and tenure.
TDSR Borrowing-Power Calculator
55% · Stress-tested at 4.0%Applicant Profile
Yrs
S$
S$
S$
*A 30% haircut is automatically applied to all variable income — including if you're self-employed with no fixed monthly income.
Loan Details
Yrs
Auto-calculated from age, capped at 30 yrs
%
%
Recognised Income
S$0
/mo, after haircut
Free for New Loan
S$0
/mo, 55% cap − debt
Max Loan
S$0
at 4.0%, 0 yrs
Max Purchase Price
S$0
at 75% LTV
Your total monthly debt (all loans) must stay under S$0 (55% of recognised income S$0). After your S$0 existing debt, about S$0 is free for a new home loan — supporting roughly S$0 of borrowing over 0 years at a stress-tested 4.0%. At 75% LTV, that puts max purchase price around S$0.
Estimate only, using MAS's current TDSR stress-test floor rate and a standard LTV assumption — not a substitute for your bank's actual credit assessment.